Cathy Jackson-Gent provides instruction about how to avoid such financial mishaps. She represents a kind of public intellectual, a field that is top heavy with those aim is to change the attitudes of millions of Whites about race. Such public intellectuals, religious and secular, perform a service. But Cathy is telling Blacks how to survive in a time when the attitude towards Blacks held by the Democratic Party is benign neglect and that of the Republican Party is benign extermination, which explains Katrina and Flint.